Tsunami Insurance?

First let me start by saying that our thoughts and prayers are with the people of Japan after the earthquake and Tsunami they suffered early this morning. What an awful tragedy. It did bring to my attention if people are even aware if there is such as thing as tsunami insurance.

Although there is no such thing as tsunami insurance, tsunamis cause flood damage and are therefore covered by flood insurance. All homeowner’s and business owner’s policy typically exclude damage caused by flood. Flood insurance is available through your local insurance agent and is written by the US Federal Government (National Flood Insurance Program).

Depending upon where you live flood insurance can be as low as $400 a year. For more information about flood insurance click here for the National Flood Insurance Program consumer website.

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