Sprinkler Systems – What you need to know

Perhaps your building has a sprinkler system and you never really gave it much thought. If your office is in a frame building you are  probably saving a good deal of money on your property insurance because of your sprinkler system. Obviously not so much in a steel building. But what do you know how they work? Do you know that your policy probably has a restrictive maintenance clause that says if you don’t properly maintain your sprinkler system and a fire ensues you may not have coverage?

These are enormous issues for any small business. I have included a PDF file provided by The Independent Insurance Agents of America that explains these issues in a consumer friendly easy to read format. Click here to see the article. 

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages available to you. Always consult your policy for actual coverages and exclusions.

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