What Insurance Policy are You Guaranteed to Use?

Give up? Or more to the point don’t care? I’ll just pretend you’re interested….Life Insurance! Yes, if you think about it we all buy car insurance, homeowner’s insurance and for some even an umbrella policy. We can go 30 years without an accident (not a simple task in Massachusetts) or possibly never have a homeowner’s claim. But we are all going to die someday. Sorry to be the bearer of bad news. The good news is that life insurance rates are very affordable right now. For example I just quoted a $500,000 30-year term life insurance policy for a 35 year old male in good health, non-smoker and the monthly premium is less than $38 a month. I spend more than that a month at Dunkin Donuts (and that’s probably killing me).

It may be one of the more challenging insurance policies to buy just because we all procrastinate, but it is one of  the most important. Your family will never regret your decision to buy a life insurance policy. You will never get scare tactics from me, just the reality we all face.

Feel free to call me at 508-746-0030 or send me an email at steve@hannon-ryan.com for a quote or if you have any questions.

Thank You,
Steve Murphy

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages available to you. Always consult your policy for actual coverages and exclusions.

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