Sinkhole coverage in Massachusetts

There has been a lot of press recently about that awful sinkhole collapse in Florida, but there have been a few in Massachusetts the past 3 years. Ask your agent if sinkholes are covered on your home, business or rental property and more often than not you will get a “let me get back to you”. So consider this me getting back to you.

On your home and rental properties, sinkholes are not covered. The coverage can be bought back by endorsement however. The same goes for earthquake.

Your commercial policy does cover sinkhole collapse, but still excludes earthquake.

Now you can dazzle people at your next cocktail party with your fancy insurance knowledge. And when they ask you the name of the endorsement or how much it costs just have them call me.


The above is meant as general information and as general policy descriptions to help you understand the different types of coverages available to you. Always consult your policy for actual coverages and exclusions.

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