Don’t get Scrooged by Identity Theft

I had my identity stolen a few years ago and it’s not a simple process to have your credit repaired. While there are insurance options and plenty of identity theft products available sometimes the best protection is being careful. As we all begin the scrambling process of finding those last minute gifts (relax, plenty of time!) here a few tips:

  • Proceed with caution when shopping online. Make sure you are buying products or services from a reputable, familiar company with a secure network. And never buy anything online from a website that does not have SSL (secure sockets layer) encryption installed—at the very least. (You will know if the site has SSL because the URL for the site will start with HTTPS:// instead of just HTTP://).
  • Monitor your accounts. Do not rely on your credit card company, or bank, to alert you of suspicious activity. Monitor your bank and credit card statements to make sure all transactions are accurate. If you suspect a problem, contact your credit card company or bank immediately.
  • Be cautious with personal information. Whether on the phone, through the mail or over the Internet, do not divulge sensitive information or your social security number unless you initiated the contact, are familiar with the person or company and are confident that they have a secure line.

Have Safe and Happy Holiday and don’t forget to leave the light on….for Santa that is ;)


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