Oh it’s deer season…

While driving on Route 3A about 7am last Saturday a deer jumped out of the woods directly in front of me. Fortunately for both of us I only managed to hit his backside and hooves. He never skipped a beat and ran off into the woods.

I’m not a hunter, but for the estimated 85,000-95,000 deer in the state, watch out! They seem to be most active around dusk and dawn so please be careful driving. I barely hit the deer and the estimated cost to repair my front-end was $3,000.

Did you know striking an animal falls under the comprehensive part of your auto insurance policy and not collision? Also it won’t affect your safe driver rating points.

Comprehensive coverage tends to be much less expensive than collision coverage. We usually recommend comprehensive coverage even for an older car because it will pay for a new windshield with no deductible, cover you for theft, flood and yes, even….hitting a deer!

The moral of the story? Buy comprehensive coverage for your car, drive carefully and lookout for deer. Thank goodness it wasn’t a reindeer. My kids would never have let me live that one down.

Thanks,

Steve

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages available to you. Always consult your policy for actual coverages and exclusions.

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