Local

A passion for Trees

Matt Mitko - Expert Tree Removal & PruningAfter talking with Matt Mitko for more than 5 minutes you will get a very good sense of his passion for trees. I have met hundreds of business owners over the years and none have come close to showing the passion he has for what he does.

Matt is an expert tree climber. He is the one the large tree removal companies go to for the difficult jobs. He is the person to prune your trees so they grow elegant and strong, the person to trim a dangerous limb close to your home and the person to do an assessment of your trees to see which are unhealthy and in need of removal.

So if you live on the South Shore or Cape Cod and had some trees damaged in yesterday’s storm or need to clear a sunny view to your pool for the summer give Matt Mitko a call. You’ll be glad you did and you’ll get an appreciation for someone passionate about what he does.

Thanks,

Steve

Beware the Silent Killer

carbon_monoxide2

We hear it on the news all the time and think that will never happen to me. But unfortunately it happens all too often, especially this time of year.

Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And it can be deadly. That’s why it’s important to know how to prevent it, detect it, and protect yourself and your family from its effects.

In the home, carbon monoxide is most commonly formed by flames and heaters, as well as vehicles or generators that are running in an attached garage. As temperatures drop and more people are cranking the heat and hovering over the stove inside and warming up the car’s engine before hitting the road, it’s especially critical to ensure your family’s safety against this lethal gas.

Since carbon monoxide cannot be detected without a carbon monoxide detection device, it is essential to install and maintain one or more detectors in your home.

Detector Tips
At Hannon-Murphy Insurance, we want you and your family to stay protected, so check out the following tips from CAL FIRE San Diego County Fire Authority for safeguarding your household.

  • The International Association of Fire Chiefs recommends a carbon monoxide detector on every floor of your home, including the basement. A detector should be located within 10 feet of each bedroom door, and there should be one near or over any attached garage.
  • Each detector should be replaced every five to six years.
  • Battery-only carbon monoxide detectors tend to go through batteries more frequently than expected. Plug-in detectors with a battery backup (for use if power is interrupted) provide less battery-changing maintenance.
  • Thoroughly read the installation manual that comes with the individual detector you purchase. Manufacturers’ recommendations differ to a certain degree based on research conducted with detectors for specific brands.
  • Remember that carbon monoxide detectors do not serve as smoke detectors and vice versa. You can, however, purchase a dual smoke/carbon monoxide detector that can perform both functions.
  • Do not install carbon monoxide detectors next to fuel-burning appliances, as these appliances may emit a small amount of carbon monoxide upon startup.

In case of exposure
At Hannon-Murphy Insurance, we hope you never have to use the following tips from the Mayo Clinic, but please read on for good information that could help save a life.

If you suspect that you or someone you know has been exposed to carbon monoxide, check for the following symptoms:

  • dull headache
  • weakness
  • dizziness
  • nausea
  • vomiting
  • shortness of breath
  • confusion
  • loss of consciousness

If any of the symptoms exist, move the individual into fresh air and seek emergency medical care immediately.

Wishing everyone a safe and happy Holidays!

 

 

Oh it’s deer season…

While driving on Route 3A about 7am last Saturday a deer jumped out of the woods directly in front of me. Fortunately for both of us I only managed to hit his backside and hooves. He never skipped a beat and ran off into the woods.

I’m not a hunter, but for the estimated 85,000-95,000 deer in the state, watch out! They seem to be most active around dusk and dawn so please be careful driving. I barely hit the deer and the estimated cost to repair my front-end was $3,000.

Did you know striking an animal falls under the comprehensive part of your auto insurance policy and not collision? Also it won’t affect your safe driver rating points.

Comprehensive coverage tends to be much less expensive than collision coverage. We usually recommend comprehensive coverage even for an older car because it will pay for a new windshield with no deductible, cover you for theft, flood and yes, even….hitting a deer!

The moral of the story? Buy comprehensive coverage for your car, drive carefully and lookout for deer. Thank goodness it wasn’t a reindeer. My kids would never have let me live that one down.

Thanks,

Steve

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages available to you. Always consult your policy for actual coverages and exclusions.

Windshield Wiper Law Update

You might recall that on April 7, 2015 the Massachusetts Legislature passed a law that required drivers to have their lights on if your windshield wipers are on. That law also included a surcharge on your insurance if you were cited for violated the new law. That part of the law has been removed!

YAY! They got something right.

It has been raining all day today so make sure your lights are on or you will still have to pony up the $5 citation. Hmm I wonder if that will be going up anytime soon???

Be safe and have a lovely day!

Thanks,

Steve

Grand Ol Fish Fry, Sunday May 3rd!

It’s that time of year so hopefully this means spring is really here. Hey I didn’t know I could rhyme! Anyway, if you’ve never been to the fish fry bring the entire family. Plenty of great food, music and gambling (relax, it’s only rubber duck races;) ).

Grand Ol Fish Fry coming soon in Pembroke.

Have a great weekend!